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John Hancock Financial’s Fixed Products Unit announced the launch of its latest fixed immediate annuity product: JH Essential Income.

“JH Essential Income is a strong, highly versatile fixed immediate annuity with features we believe will make it very competitive in the marketplace,” said Ron McHugh, Senior Vice President and General Manager, John Hancock Fixed Products. “Individuals today are living longer which means more years in retirement — and facing financial risks their parents and grandparents never anticipated.

“For the most part, they will be self-funding their retirement. Social Security and pensions will account for far less than half of most individual’s retirement income. Living longer increases inflation risks, as even small annual increases in inflation dramatically reduces purchasing power over time. Finally, health care costs are rising rapidly and older individuals typically need more health care. JH Essential Income was specifically designed to support clients’ everyday expenditures and help them plan ahead for these risks that could so dramatically affect their retirement.”

Keywords: John Hancock Financial, Finance, Financial, Investing, InvestmentFinance, Financial, Investing, Investment, John Hancock Financial.

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This entry was posted on Monday, July 27th, 2009 at 4:36 pm and is filed under Dental Care & Health Care. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.